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EverKard Payments Terms of Service

EverKard provides live digital card exchange services to users around the world. Payments is a “Service” as defined in the EverKard Terms (“Terms”), and the following EverKard Payments Terms of Service (“Payments Terms”) supplement the Terms and apply to your use of Payments. You agree to the Payments Terms when you use Payments

About our payment service


Payments is a service we provide through, and in coordination with, designated payment service providers (Apple Pay for iOS, Stripe and Google Pay for Android devices). We provide a convenient platform that enables you to submit transaction instructions to payment service providers for processing via an API. We are not a licensed financial institution, do not receive, transfer, or store any funds in connection with Payments, and are not responsible for API service interruptions or acts or omissions of payment service providers or banks including the payment, settlement, and clearance of funds. You have a separate relationship with your payment service providers or banks regarding your accounts, and EverKard has no affiliation with them in this respect.


You must be at least 18 years old to use Payments.


We may credit your bank account for purposes including rewards and special offers.

Fees and Taxes

You must pay any applicable fees arising out of your use of Payments, including any overdraft, transaction, or other fees charged by your bank, payment service providers, or EverKard. You must comply with all applicable tax laws in connection with your use of Payments, including reporting and payment of any taxes related to transactions made through Payments and any income received from such transactions. EverKard is not responsible for withholding, collecting, reporting, or remitting any sales, use, value added, or other tax arising from any transaction you complete using Payments.

Use of payments

Payment Amount.

You are responsible for the total payment amount. You must ensure that you have sufficient funds in your account before executing any transaction through Payments. Your payment may not be sent if the payment service provider or your bank determines that your account lacks sufficient funds to cover the entire transaction amount.

Purchase Transactions.

If you use Payments to pay for goods or services, you agree to make legitimate purchases and to be bound by any terms of the sale. We have no responsibility for any goods or services purchased using Payments, including for any claims, damages, losses, liabilities, chargebacks or disputes associated with transactions. We make no warranties of any kind, express or implied, with respect to any products or services purchased using payments.

Payments Transactions Are Final.

Once you submit a payment, it is final. EverKard does not provide refunds or facilitate chargebacks. EverKard is not liable for any unauthorized transactions. We assume no responsibility for the underlying transaction of funds, or the actions or identity of any transfer recipient or sender.

Business Use of Payments.

If you are a business and use our Services, you must comply with all applicable laws associated with your use of our Services, including Payments. You must clearly disclose any applicable terms and fees to your customers and promptly fulfill any goods or services you sell using Payments in accordance with any sale terms and applicable laws. EverKard is not a party to the transaction.


If there is any conflict between these Payments Terms and the Terms, these Payments Terms apply solely to your use of Payments and only to the extent of the conflict. We may amend or update these Payments Terms. We will provide you notice of amendments to our Payments Terms, as appropriate, and update the “Last Modified” date. Your continued use of Payments confirms your acceptance of our Payments Terms, as amended. If you do not agree to our Payments Terms, as amended, you must stop using Payments. Please review our Payments Terms from time to time.